Analyst, Specialist, Credit Control, Risk Management Group

• *Job Purpose**

To be responsible for the credit administration related work.

• *Key Accountabilities and Requirements**

• peparing/Checking of offer letters and documents in line with the credit conditions stipulated in Credit Memos
• Monitoring of post disbursal conditions
• Limit inputting, release and Checking of all conditions precedents stipulated in Credit Memo before loading of both Offshore and Onshore limits
• Tracking of various regulatory/Credit Monitoring items like Stock Statement, QIS, Insurance policies, collateral audit, ROC Search etc.
• Preparing MIS on incomplete security documents and and liaising with RMs for receipt/rectification of such items
• Liaising with in\-house legal team and external legal counsel for drafting of non standard docs so as to ensure that credit conditions stipulated by credit chain are incorporated in such documents
• Liaising with HO, other department for MIS and other information as well as for off\-shore limits loading/facilities disbursals.

Participating actively in Process analysis and making them more efficient and reducing duplication of processes.

• *Job Duties \& responsibilities**

• Checking of offer letters and security documents
• Follow up of Pre and Post monitoring disbursal conditions and pending security documents
• Preparing of various MIS which includes, Internal MIS and that for HO/ regulators
• Effect Data base management of various MIS pertaining to Credit Control Unit
• Liaising with in house and external legal for drafting of non standard docs and also with vendors for valuation, charge creation etc.
• Effective management of the portfolio being handled by him/her.

• *Experience**

• The job holder should have requisite skills in terms of understanding the various products offered by the bank. He/She should have handled credit administration
• Jobs. Minimum stint of 3\-5 year in credit administration in various positions (For BE\-A the experience level of 3 years can be considered).

• *Education / Preferred Qualifications**

The job holder needs to be at least a graduate in the Commerce stream. Should have handled documentation for at least 3\-5 years,. Basic knowledge of MS Office and various systems used by CCU can be an added advantage.

• *Core Competencies**

* The job holder needs to posses the following skills

• **Job Knowledge** : The job holder needs to have thorough job knowledge of documentation and various corporate bank products and needs to know as to what is expected from him/her.
• **Organising Skills:** The job holder needs to be organised so as to enable him to meet the conflicting deadlines.
• **Proactive:** To understand the system implementations and grasp the changes faster.
• **Communication Skills:** The job holder needs to have effective verbal as well as written communication skills.
• **Interpersonal Skills:** The job holder needs to liaise with various stake holders including but not limited to RMs, Legal Compliance, Finance teams

• *Technical Competencies**

The job holder needs to have the Basic knowledge of MS Office and various systems used by CCU. He/she should be well aquatinted with RBI as well as ECB norms for offshore lending and other regulation prescribed by various regulators from time to time.

• *Location:**

New Delhi

• *Job:**

Risk Management

• *Schedule:**

Regular

• *Employee Status:**

Full time