Job Description
- *Job Title:** Area Sales Manager (ASM) – SME Lending
- *Company:** Moksh Financial Services Pvt. Ltd.
- *Location:** Indore / Mumbai
About the Role
Moksh Financial Services Pvt. Ltd. is looking for a dynamic and result\-oriented **Area Sales Manager (ASM)** to drive business growth in the SME financing segment. The candidate will be responsible for sourcing, managing, and expanding SME lending business through direct sales, channel partners, and relationship\-building with customers.
Key Responsibilities
- Acquire and manage SME customers for various lending products.
- Drive sales and business development activities in the assigned territory.
- Build and maintain strong relationships with clients, DSAs, brokers, and channel partners.
- Generate leads and achieve monthly and quarterly business targets.
- Conduct customer meetings, financial assessments, and eligibility evaluations.
- Coordinate with credit, operations, and underwriting teams for smooth loan processing and disbursement.
- Monitor market trends, competitor activities, and identify new business opportunities.
- Ensure compliance with company policies and regulatory requirements.
- Maintain a healthy portfolio and support collection efforts when required.
Products to Handle
- SME Loans
- Cash Credit (CC) Limit
- Overdraft (OD) Limit
- Machinery Loan
- Project Funding
- Warehouse Funding
- School Funding
- Term Loan
Required Skills \& Experience
- Minimum 3–8 years of experience in SME Lending, Business Loans, or Working Capital Finance.
- Strong understanding of:
- SME Financing
- Cash Credit (CC) Limits
- Overdraft (OD) Limits
- Machinery Finance
- Project Funding
- Warehouse Funding
- School Funding
- Term Loans
- Proven track record of achieving sales targets.
- Strong network within the SME ecosystem.
- Excellent communication, negotiation, and relationship management skills.
- Ability to manage channel partners and direct sourcing teams.
Educational Qualification
- Graduate in any discipline.
- MBA/PGDM in Finance, Marketing, or related field will be preferred.
Preferred Candidate Profile
- Self\-driven and target\-oriented professional.
- Strong understanding of financial statements and credit assessment.
- Experience working with NBFCs, Banks, Fintechs, or Financial Institutions.
- Willingness to travel within the assigned territory.
What We Offer
- Competitive salary package up to ₹9 LPA.
- Attractive performance incentives.
- Career growth opportunities in a fast\-growing financial services organization.
- Dynamic and collaborative work environment.
- *Interested candidates can apply by sharing their updated resume on this number \- 96502 94313**
- *Mail ID\-**manisha.singh@buzzworks.in
Pay: ₹300,000\.00 \- ₹800,000\.00 per year
Benefits
- Flexible schedule
- Paid sick time
- Paid time off
- Provident Fund
Work Location: On the road