- *MORE ABOUT THIS SKILLSET**
Helping clients navigate markets to support their investment goals.
Individuals across these teams have strong communication, integrity, time management and problem\-solving skills. It is also key for these colleagues to embody a client\-first mentality, exercising good judgment, tact and diplomacy when interacting with clients, executives and other levels of management.
If you apply to this skillset, you will be considered for multiple roles across the firm that require this skillset. Please note division and function examples below are representative of opportunities common for this skill\-set. The list is not exhaustive, and availability of open roles is determined based on business.
- *DIVISIONS AND JOB FUNCTIONS**
- *Private Wealth Management (PWM)** secures, develops and manages relationships with high net worth individuals, their families, family offices and foundations. PWM assists clients with building and preserving their financial wealth by creating and implementing long\-term asset allocation within the context of each client’s particular risk tolerance, and by providing access to innovative investment ideas and opportunities. PWM professionals develop customized investment strategies and offer a full array of wealth management products and services, including private banking and trust company services.
A **Wealth Management Professional** provides client service management support to our clients and operational support to sales teams in the implementation of new client accounts, trade execution, liquidity management, and ongoing maintenance of existing clients. How you will fulfill your potential:
- Leverage your operational background and experience to contribute to a growing business
- Work closely with Private Wealth Advisors to support their PWM clients
- Identify opportunities for and coordinate wealth advisory services within client base
- Manage advisory business implementation and re\-balancing
- Manage cash balances and private banking services in accounts
- Serve as a key liaison to other areas supporting the PWM Business
- Plan and manage new account on boarding process
- Provide overview of client reporting and web capabilities to potential new clients
- Execute, process and reconcile trading and other investment related transactions
- **PWM** **Financial Associates** provide relationship management and support to PWM by monitoring portfolio holdings, analyzing asset allocations, researching potential investments, understanding financial market developments and trends, and executing trades while gaining a broad\-based understanding of the asset management business. How you will fulfill your potential:
- Work closely with Private Wealth Advisors to support and implement wealth management strategies for PWM clients
- Develop and prepare marketing presentations for prospective clients that address equity, fixed income, and alternative investment components of asset allocation
- Analyze equity and fixed income portfolios for risk and return characteristics
- Execute portfolio rebalancing
- Research internal and external investment vehicles for client asset allocation
- Keep abreast of the latest events in the financial markets
- Relay GS research and market views to Private Wealth Advisors
- Work in conjunction with various product groups within Investment Management to respond to client needs
- Assist with trading and provide client service and team support
- *Ayco, A Goldman Sachs Company** partners with Fortune 1000 companies to design and implement tailored financial planning programs for their workforce—leveraging the 50\-year heritage of Ayco and the comprehensive resources of Goldman Sachs to meet the evolving needs of their employees. Ayco believes companies best serve their stakeholders and the greater economy when their employees’ financial lives are clear, understood and in their control. Ayco advisors and technical specialists help clients achieve their personal financial goals through education and guided implementation across seven key financial disciplines, including employee benefit planning. Hiring teams include:
- **Counseling** provides proactive financial counseling, full\-service implementation, including tax preparation and investments, to address complexities of executives, entrepreneurs and high net worth individuals. Analysts have extensive client interaction and prepare various reports for clients in the areas of cash flow planning, income tax projections, investment allocation, investment performance,
- **Family Office** provides sophisticated solutions to streamline the intricate financial lives of ultra\-high net worth families, through comprehensive coordination, advanced risk management, investment services and legacy preservation strategies.
- **Wealth Strategies Group** specializes in the design and implementation of wealth protection and wealth transfer strategies for high net\-worth clients.
- **Private Wealth Management** provides investment\-advisory, education, portfolio\-management and trade\-execution strategies. Analysts serve as key liaison between clients, investment and operations teams.
- *Global Markets Division** enables our clients to buy and sell financial products, raise funding and manage risk. We make markets and facilitate client transactions in fixed income, equity, currency and commodity products. In addition, we make markets in and clear client transactions on major stock, options and futures exchanges worldwide. Through our global sales force, we maintain relationships with our clients, receiving orders and distributing investment research, trading ideas, market information and analysis.
- **Equities teams** transact in stocks and other equity\-related products, including convertible securities, options, and futures. Their work includes financing, securities lending, and other services for institutional investors.
- **Fixed Income, Currency, and Commodities teams** transact in a variety of assets, including interest rate products (such as government bonds, treasury bills, and other highly liquid instruments), credit products, mortgages, currencies, and commodities
- *Investment Banking Division** works on some of the most complex financial challenges and transactions in the market today. Whether advising on a merger, providing financial solutions for an acquisition, or structuring an initial public offering, we handle projects that help clients at major milestones. We work with corporations, pension funds, financial sponsors, and governments and are team of strong analytical thinkers, who have a passion for producing out\-of\-the\-box ideas
- **Industry Group Coverage Banking** works in developed and emerging markets worldwide to deliver banking services for a wide range of industries. Our team approach to client service enables our bankers to play an important role in building relationships and executing transactions. Classic investment bankers have expertise advising clients across industries, regions and products. Teams are organized by industry group, including Consumer Retail Group, Financial Institutions Group, Financial and Strategic Investors Group, Healthcare, Industrials, Natural Resources, Real Estate, and Technology, Media and Telecom, as well as by region, country and company size as part of the Cross Markets Group.
- **Financing Group Coverage Banking** sits within a dynamic, market\-driven environment, our teams work closely with corporate clients, pension funds, financial sponsors and governments to structure and execute some of the largest and most complex financing and risk management solutions across the full product spectrum, including equity, debt and derivatives. To achieve this goal, the Financing Group comprises all Goldman Sachs’ capital markets departments, and operates on close cooperation with other areas of Investment Banking and other divisions within the firm, including Fixed Income, Currency and Commodities and Equities. Teams are organized by product group including Leveraged Finance, Equity Capital Markets, Investment Grade, Structured Finance, Corporate Derivatives, Public Sector \& Infrastructure and Emerging Markets.
- Bachelor’s degree
- 3\+ years of prior work experience in a relevant field.
- Proficient advanced skills with MS Office (Excel, PowerPoint, Word, Outlook)
- Highly organized with exceptional attention to detail and follow\-through
- Strong ability to manage multiple projects with competing deadlines
- Team player with positive attitude and strong work ethic
- Strong communication skills (written and verbal)
- Ability to work in a fast\-paced environment
- Ability to adapt quickly to a variety of industries and businesses
- Ability to self\-direct, analyze and evaluate and form independent judgments
- Ability to effectively interact and build relationships with senior management and global stakeholders
- Commercially savvy with ability to exercise discretion with respect to highly confidential/sensitive information
- Integrity, ethical standards and sound judgment
ABOUT GOLDMAN SACHS
At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.
We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. about our culture, benefits, and people at GS.com/careers.
We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. : https://www.goldmansachs.com/careers/footer/disability\-statement.html
© The Goldman Sachs Group, Inc., 2023\. All rights reserved.
Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.
- *We Offer Best\-In\-Class Benefits**
Healthcare \& Medical Insurance
We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short\-term disability, long\-term disability, life, accidental death, labor accident and business travel accident insurance.
Holiday \& Vacation Policies
We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.
Financial Wellness \& Retirement
We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.
Health Services
We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state\-of\-the\-art on\-site health centers in certain offices.
Fitness
To encourage employees to live a healthy and active lifestyle, some of our offices feature on\-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre\-approved amount).
Child Care \& Family Care
We offer on\-site child care centers that provide full\-time and emergency back\-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.
Benefits at Goldman Sachs
Read more about the full suite of class\-leading benefits our firm has to offer.
Opportunity Overview
CORPORATE TITLE
Associate
OFFICE LOCATION(S)
Bengaluru
JOB FUNCTION
Sales Support
DIVISION
Asset \& Wealth Management