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Banking Operations Associate
NTT DATATN, IN2d ago
Full-timevia indeed
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Job Description
- *Job Details:**
- Analyze and spread financial statements including Balance Sheets, Income Statements, and Cash Flow Statements.
- Extract and input financial data into bank\-approved spreading tool.
- Review audited and compiled financial statements for completeness and accuracy.
- Calculate and validate key financial metrics, ratios.
- Identify discrepancies, missing information, and unusual financial trends for escalation.
- Support Credit Analysts and Underwriters in financial statement analysis and credit evaluations.
- Maintain service level agreements (SLAs) and productivity targets.
- Ensure compliance with internal controls, regulatory requirements, and risk management standards.
- Knowledge of GAAP, IFRS, or regional accounting standards.
- Familiarity with spreading tools such as Moody's Credit Lens, nCino, or any other systems.
- Participating in the training programs based on business needs
- Attending team meetings or customer calls.
- *Job Requirements eligibility Criteria:**
- 2\-4 Years of experience in Banking BPO is preferred.
- Bachelor’s degree in commerce, Accounting, Finance, or a related field.
- Understanding of financial statements and accounting principles.
- Knowledge of ratio analysis, cash flow analysis, and credit fundamentals.
- Strong attention to detail and analytical skills.
- Proficiency in Microsoft Excel and financial analysis tools.
- Good written and verbal communication skills.
- Ability to work under deadlines and manage multiple priorities.
- Ability to work scheduled shifts.
- Ability to communicate (oral/written) effectively in English to exchange information with our client when required.
- *Title:** FA – Ops Processing Analyst (Grade 06\)
- *Job Details:**
- Analyze and spread financial statements including Balance Sheets, Income Statements, and Cash Flow Statements along with complex borrower financial statements, including consolidated and multi\-entity structures.
- Extract and input financial data into bank\-approved spreading tool.
- Perform advanced financial normalization, adjustments, and reclassifications to ensure consistency and comparability.
- Review audited and compiled financial statements for completeness and accuracy.
- Calculate and validate key financial metrics, ratios.
- Identify discrepancies, missing information, and unusual financial trends for escalation.
- Analyze historical performance and identify significant financial trends and business risks.
- Review financial spreads completed by junior analysts and associates.
- Participate in internal audits, quality reviews, and risk\-control activities.
- Drive continuous improvements to enhance accuracy, consistency, and operational efficiency.
- Mentor and coach Associates on financial spreading methodologies and credit fundamentals.
- Conduct peer reviews and provide constructive feedback.
- Assist team leaders in training, onboarding, and knowledge management initiatives.
- Act as a Subject Matter Expert (SME) for spreading systems, financial statement analysis, and process best practices.
- Identify opportunities to improve productivity, quality, and turnaround time.
- Participate in automation, standardization, and transformation initiatives.
- Develop and maintain process documentation and training materials.
- Support Credit Analysts and Underwriters in financial statement analysis and credit evaluations.
- Maintain service level agreements (SLAs) and productivity targets.
- Ensure adherence to credit policies, spreading guidelines, quality standards, and regulatory requirements.
- Knowledge of GAAP, IFRS, or regional accounting standards.
- Familiarity with spreading tools such as Moody's Credit Lens, nCino, or any other systems.
- Participating in the training programs based on business needs.
- *Job Requirements eligibility Criteria:**
- 4\-6 Years of experience in Banking BPO is preferred.
- Bachelor’s degree in commerce, Accounting, Finance, or a related field.
- Strong knowledge of accounting principles, financial statement interpretation, and credit risk concepts
- Advanced analytical and problem\-solving capabilities.
- Proficiency in Microsoft Excel and financial analysis tools.
- Good written and verbal communication skills.
- Ability to work under deadlines and manage multiple priorities.
- Ability to work scheduled shifts.
- Ability to communicate (oral/written) effectively in English to exchange information with our client when required.
- Professional certifications such as CFA, CPA, CMA, FRM, or equivalent will be an added advantage.
- *Title:** FA – Senior Ops Processing Analyst / Team Leader (Grade 07\)
- *Job Details:**
- Manage day\-to\-day workflow allocation, monitor real\-time queues based on FIFO principles, and ensure the team meets strict service level agreements (SLAs), turnaround times (TAT), and productivity targets.
- Analyze, review, and sign off on highly complex borrower financial statements, including large corporate portfolios, consolidated accounts, and intricate multi\-entity structures.
- Act as the final quality checkpoint and technical authority for financial normalization, adjustments, and reclassifications completed by Grade 06 Analysts and Grade 04/05 Associates.
- Investigate and resolve high\-level discrepancies, complex accounting variances, or unusual financial trends escalated by the team.
- Lead quality audits, risk\-control activities, and internal/external process audits to ensure absolute compliance with credit policies and regulatory standards.
- Act as the primary Subject Matter Expert (SME) and operational point of contact for spreading systems (Moody's Credit Lens, nCino), complex accounting frameworks, and process best practices.
- Lead regular performance reviews, monitor team\-wide Productivity Index (PI) variations, perform root\-cause analysis on process errors, and implement targeted action plans.
- Drive operational excellence, automation, standardization, and process transformation initiatives to enhance team productivity, quality, and workflow efficiency.
- Strategize, design, and maintain comprehensive process documentation, standard operating procedures (SOPs), and training materials.
- Manage training programs, oversee the onboarding of new hires, and actively mentor, coach, and develop Grade 06 Analysts and Grade 04/05 Associates.
- Partner closely with clients, onshore Credit Analysts, and Underwriters to exchange critical financial data, address complex credit queries, and manage stakeholder calibrations.
- Facilitate regular team meetings, manage shift rosters, and ensure optimal team capacity planning to handle fluctuating volume.
- *Job Requirements eligibility Criteria:**
- 6–8 Years of experience in Banking BPO or Financial Services operations is preferred, with a minimum of 1–2 years in a senior, mentoring, or supervisory role.
- Bachelor’s or Master's degree in Commerce, Accounting, Finance, or a related field.
- Advanced, expert\-level knowledge of accounting principles (GAAP, IFRS), financial statement interpretation, and complex credit risk concepts.
- Exceptional financial analytical, problem\-solving, and decision\-making capabilities under tight schedules.
- Advanced proficiency in Microsoft Excel, financial analysis tools, and workflow management systems.
- Strong leadership, people management, and mentoring capabilities to drive performance in a high\-pressure environment.
- Excellent written and verbal communication skills in English to independently lead client calls and articulate complex financial risk observations effectively.
- Ability to work scheduled shifts and maintain operational coverage as required.
- Professional certifications such as CFA, CPA, CMA, FRM, or equivalent will be an added advantage.
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Job Overview
- Job type
- Full-time
- Work mode
- On-site
- Location
- Chennai
- Posted
- 2d ago
- Source
- Indeed