BRANCH MANAGER

• *Pay:** ₹30,000\.00 \- ₹50,000\.00 per month

• *Job description:**

Job description

Branch Manager – Hedge Finance Ltd. (Tamil Nadu Region)

Locations: Erode

About Hedge Finance

Hedge Finance Ltd. is an RBI\-registered Non\-Banking Financial Company (NBFC). We focus on MSME lending, Auto and Used Vehicle loans and Equipment finance , through both digital and offline branches. Our goal is to deliver responsible credit access to underserved borrowers with disciplined underwriting and strong governance.

Position: Branch Manager – NBFC Operations

Department: Retail Lending – MSME, Auto, Equipment.

Reporting to: Regional Head (Tamil Nadu \& Kerala)

Key Responsibilities

• Lead **branch operations and credit origination** for MSME, Auto, Used Vehicle (4\-wheeler), and Equipment loans.
• Manage **branch P\&L, business targets, and team performance**.
• Ensure **high\-quality portfolio sourcing** from direct and channel partners (dealers, DSA, field executives).
• Conduct **credit assessment, customer verification, and loan documentation** aligned with Hedge’s underwriting policy.
• Supervise **collections, renewals, and delinquency control**; maintain NPAs within acceptable norms.
• Build and mentor a **team of sales officers, credit executives, and collection agents**.
• Drive **market intelligence**—competitor analysis, rate benchmarking, and local tie\-ups.
• Ensure **branch compliance, KYC, audit readiness, and cash discipline** per RBI NBFC norms.
• Coordinate with HO for **disbursement, MIS, and operational support**.

Desired Candidate Profile

• **3–7 years of experience** in NBFC / Small Finance Bank branch operations.
• Proven experience in **MSME, Auto, Used Vehicle\-4 wheeler, Equipment.**
• Exposure to **subprime or small\-ticket lending** markets will be a strong advantage.
• Strong local market knowledge and **existing dealer / DSA network** preferred.
• Excellent leadership, analytical, and customer management skills.
• Proficiency in Tamil and basic English communication essential.

Compensation \& Benefits

• Competitive market fixed salary \& individual/branch performance incentives.
• Provident Fund, Medical Insurance, and Travel Allowance as per company norms.

Why Join Hedge Finance

• A growing NBFC expanding aggressively across South India.
• Opportunity to **build and lead a branch from inception**.
• Flat hierarchy, entrepreneurial freedom, and data\-driven governance.
• Transparent incentive structure rewarding both growth and quality.

Job Types: Full\-time, Permanent

Benefits

• Cell phone reimbursement
• Health insurance
• Provident Fund

Pay: ₹30,000\.00 \- ₹50,000\.00 per month

Benefits

• Health insurance
• Leave encashment
• Paid sick time
• Provident Fund

Work Location: In person