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Business Development Manager (BDM)- NBFC
Dhanam Investment and Finance Private LimitedTN, IN6d ago
Full-timevia indeed
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Job Description
A **Business Development Manager (BDM)** in the **NBFC (Non\-Banking Financial Company) sector** is primarily responsible for driving loan portfolio growth, acquiring new clients, and building strategic distribution networks. Depending on the NBFC's focus, the role usually targets retail loans (Gold Loans, Two\-Wheeler Loans) or corporate/SME lending (Business Loans, LAP, Supply Chain Finance, NCD's )
- *Client Acquisition \& Lead Generation:** Proactively source and acquire new corporate, SME, or retail clients through direct field visits, networking.
- *Channel \& DSA Management:** Build, expand, and manage networks of **Direct Selling Agents (DSAs)**, Chartered Accountants (CAs), and financial consultants to drive consistent referral business.
- *Product Pitching \& Financial Advisory:** Understand client financial requirements (e.g., working capital, equipment finance, term loans) and structure appropriate credit solutions.
- *Credit Evaluation \& Documentation:** Conduct preliminary financial analysis (such as analyzing balance sheets, profit statements, and bank statements) and coordinate with internal risk and underwriting teams for smooth loan login and approval.
- *Disbursement \& Relationship Management:** Ensure seamless document fulfillment, customer onboarding, and timely disbursement of loans. Maintain post\-disbursement relationships for cross\-selling and portfolio health.
- *Target Achievement:** Consistently meet or exceed monthly and quarterly sales, revenue, and portfolio quality targets set by the organization.
Required Skills \& Core Competencies
- *Financial Acumen:** Deep understanding of NBFC lending products (SME Loans, Business Loans, Loan Against Property, Supply Chain Finance, Gold Loans, NCD) and basic credit risk evaluation.
- *Sales \& Negotiation:** Proven track record in B2B or B2C consultative selling, structuring financial deals, and handling complex pricing discussions.
- *Market Intelligence:** Awareness of RBI regulations regarding digital lending, NBFC compliance, and competitive financial products in the market.
- *Relationship Building:** Exceptional interpersonal and communication skills to interface confidently with business owners and channel partners.
Qualifications \& Experience
- **Education:** Graduate/Bachelor's degree in Business, Finance, Commerce, or a related field (MBA in Marketing or Finance is highly preferred).
- **Experience:** **5\+ years** of core sales and business development experience in Banks, NBFCs, or any FinTech organizations.
- *Any interested Candidates please WhatsApp your CV : 8925818289**
Pay: From ₹40,000\.00 per month
Benefits
- Cell phone reimbursement
- Health insurance
- Life insurance
- Paid time off
- Provident Fund
Work Location: In person
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Job Overview
- Job type
- Full-time
- Work mode
- On-site
- Location
- Chennai
- Posted
- 6d ago
- Source
- Indeed