Finance Associate

• *About Oakbrook:**
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Oakbrook is a UK\-based fintech consumer lender, providing unsecured personal loans to customers across the UK through our proprietary lending platform. We combine data\-driven credit decisioning with institutional funding partnerships to deliver fair, transparent credit at scale. Our India team plays an integral role in the group's finance operations, working day\-to\-day with UK colleagues across management accounting, financial reporting and structured finance.

• *The Role:**
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The Finance Associate is a hands\-on role at the centre of Oakbrook's monthly close and reporting cycle. You will own core finance processing — accounts payable, payment runs, bank postings and expense processing — alongside month\-end processes including cost centre accounting, accruals and prepayments, reconciliations and recurring journals, and will deliver a suite of monthly internal and external reports to fixed deadlines. You will also play an active part in the team's automation agenda, taking ownership of automated processes as they go live and identifying further opportunities to reduce manual effort across the finance function.

This role suits someone who is accurate, deadline\-driven and process\-minded, and who wants exposure to a fast\-moving fintech finance environment spanning management accounts, financial reporting and structured funding vehicles.

• *Key Responsibilities:**
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• *Finance processing and accounts payable**

• Own end\-to\-end accounts payable processing: invoice receipt, coding, approvals, and ledger posting
• Prepare and execute supplier payment runs, and complete daily/weekly bank posting routines
• Perform supplier statement reviews and ledger reconciliations, resolving queries and differences
• Act as back\-up for daily BACS files ahead of UK working hours

• *Month\-end close and management accounting**

• Complete cost centre postings, monthly accruals/prepayments, and recurring journals
• Reconcile intercompany balances between UK and India entities (GBP/INR)

• *Tax and compliance (UK)**

• Prepare and file quarterly UK VAT returns (Making Tax Digital), including nil returns

• *Reporting**

• Prepare recurring monthly reports (e.g. FLA, third\-party servicer reporting, cost\-to\-serve) to fixed deadlines, reconciled back to the ledger

• *Automation and process improvement**

• Take ownership of automated finance processes as they go live, and help identify further automation opportunities

• *Skills and Experience:**
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• *Essential**

• Part\-qualified accountant (CA Inter / ACCA / CIMA or equivalent) or a finance/accounting degree with 2–4 years' relevant experience
• Solid grounding in double\-entry accounting, accruals/prepayments and reconciliations
• Strong Excel skills (lookups, SUMIFS, pivot tables; comfortable working in large multi\-tab workbooks)
• High attention to detail and a track record of meeting fixed monthly deadlines
• Working knowledge of UK VAT: return preparation and filing under Making Tax Digital, filing deadlines, and awareness of VAT groups and reverse charge on cross\-border services
• Clear written English for internal and external communication

• *Desirable**

• Experience in financial services, lending or fintech, including exposure to partial exemption for VAT (given lending is a largely exempt supply)
• Exposure to ERP/accounting systems (e.g. Microsoft Business Central, Xero) and expense platforms
• Interest or experience in process automation (Power Automate, scripting, or AI\-assisted tooling)
• Experience working with UK\-based or international teams across time zones

• *What We Can Offer You:**
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• Be part of the UK's Leading Digital Venture Builder.
• Opportunity to learn from and collaborate with diverse talent across BC.
• Exposure to GenAI\-enabled ventures and cutting\-edge technologies.
• 24 days of annual leave \& 10 public holiday days.
• Private Medical for you and your immediate family \& Life Insurance for yourself.