Lead Architect

• *JOB DESCRIPTION**

A career with us is a journey, not a destination. This could be the next best step in your technical career. Join us.

As a Lead Architect at JPMorgan Chase within the Consumer \& Community Banking Team, you are an integral part of a team that works to develop high\-quality architecture solutions for various software applications on modern cloud\-based technologies. As a core technical contributor, you are responsible for conducting critical architecture solutions across multiple technical areas within various business functions in support of project goals.

• *Job responsibilities**

• Lead the architecture, design, and roadmap for payment processing platforms, ensuring alignment with business objectives and industry best practices.
• Collaborate with product managers, engineering, security, and operations teams to define requirements, prioritize features, and deliver robust solutions.
• Design and document end\-to\-end solutions for real\-time transaction processing, fraud detection, risk management, and integration with external Payment networks.
• Evaluate and select appropriate technologies, frameworks, and patterns to meet scalability, reliability, and performance goals.
• Ensure compliance with PCI DSS, data privacy, and other relevant regulations.
• Drive innovation by staying current with industry trends, emerging technologies, and regulatory changes in the payments space.
• Leads evaluation sessions with external vendors, startups and internal teams to drive outcomes\-oriented probing of architectural designs, technical credentials, and applicability for use within existing systems and information
• Defines the technical target state of their product and drives achievement of the strategy
• Participates in the architecture governance process, incorporates feedback, and evaluates engineering deliverables to ensure alignment with the agreed design.

• *Required qualifications, capabilities, and skills**

• Formal training or certification on software engineering concepts and 5\+ years applied experience.
• Strong understanding of payment flows, transaction lifecycle, and integration with payment networks.
• Hands\-on experience with API design, microservices, cloud platforms (AWS), and event\-driven systems.
• Proven experience in modernizing legacy platforms and migrating them to cloud\-based architectures, including assessment, design, and implementation.
• Solid understanding of architectural patterns that support non\-functional requirements (NFRs) such as resiliency, high availability, and low latency.
• Experience designing and implementing active\-active applications for continuous service and fault tolerance.
• Ability to create and interpret architecture diagrams for system and component\-level design documentation.
• Familiarity with security standards (PCI DSS), fraud and risk management, and regulatory compliance.
• Excellent communication, leadership, and stakeholder management skills.
• Proven ability to translate business requirements into scalable technical solutions.

• *Preferred qualifications, capabilities, and skills**

• Experience with large\-scale financial systems or high\-availability transaction processing.
• Prior experience working with international payment schemes and multi\-region deployments.

• *ABOUT US**