Manager - MIS & Business Planning - Mumbai

• *Main Accountabilities**Qualifications \& Experience

• CA with 1\-2 years of experience in **Business Accounting / FP\&A / MIS**

• Strong understanding of **P\&L, financial reporting, and analysis**

• Strong understanding of **asset quality (GNPA), credit cost, and lending products**

• Strong Excel and analytical skills

• Exposure to dashboarding tools (good to have)

Competencies

• Ownership
• Boundaryless Behaviour
• Cost Consciousness

Functional Competencies

• GNPA
• Credit costs
• Margins

Key Decisions taken

• Identification and escalation of variance drivers and inconsistencies

• Selection of appropriate data sources for reporting and analysis

• Prioritization of reporting tasks based on timelines and requirements

• Highlighting discrepancies in Asset quality, Credit costs, Margins and other key performance metrics

• *1\. Budgeting \& Performance Tracking Support**

• Support preparation of **annual budgets for margins, AQ \& credit cost and balance sheet analysis**

• Track **monthly/quarterly rolling estimates and performance metrics**

• Highlight key deviations and assist in performance analysis

• *2\. Asset Quality \& Credit Cost Analysis Support**

• Track and analyze **GNPA, standard asset movement, and credit cost trends**

• Support preparation of **asset quality MIS and dashboards**

• Assist in assessing impact of asset quality on business performance

• *Monthly P\&L**

• Preparation monthly P\&Ls for different SBUs and Products. Analyse the reasons for variance against budget

• *3\. Margin Analytics**

• Prepare the necessary break down of **Margins and and it’s components** to understand and analyse the reasons for variance

• Analyse the trend and prepare the waterfall for Consol, entities as well as SBUs

• Liason with the SBU SPOCs for the timely assimilation of information required for presenting the analysis

• *4\. Cost allocation cycles**

• Assist in preparation of **allocations of cost of shared services, identifying and collating the key drivers** for the allocation of costs

• Assist in presenting the analysis justifying the cost allocations across verticals as well as products/segments

• Ensure timeliness, accuracy as well as consistency in reporting across SBUs

• *5\. Management Reporting Support (Investor Presentations / ACM / MIS Decks)**

• Assist in preparation of **IP / Board / ACM decks and management presentations**

• Collate and present the key data points required for Investor calls such as **ATS, ACL, GECL, IRR, and portfolio metrics**

• Ensure accuracy and consistency of reporting outputs

• *6\. Business Accounting \& Process Support**

• Support processes related to daily and monthly **book closure, AUM reporting, average book, disbursals, IRRs etc.**

• Validate financial data across systems and reports

• Assist in ensuring alignment of reporting across business units