TransUnion's Job Applicant Privacy Notice
This position is responsible for model governance of data\-driven solutions to challenging and complex problems related to IT infrastructure/ operations, data ingestion and quality control, and enhancing customer experience. You will also be responsible for monitoring \& governing consumer credit models, strategies, and business intelligence solutions through consulting engagements and research serving TransUnion and its clients. This position requires understanding marketing, consumer lending and credit risk management practices.
- A collaborative environment focused on model governance, regulatory compliance, and risk management excellence.
- Opportunities for professional growth through exposure to advanced risk analytics and validation frameworks.
- Flexible time off, workplace flexibility, and support for continued learning through tuition reimbursement, conferences, and seminars.
- A culture that values innovation, integrity, and continuous improvement in managing model risk.
- We provide a modern computing environment based on best\-in\-class "big data" and cloud computing technologies and the freedom to explore new data sources and statistical and machine learning methodologies.
- Our Analytics team is home to some of the most brilliant minds in the market. Here, we will not only understand your stats jokes, we’ll appreciate them.
- Bachelor’s degree in statistics, mathematics, engineering, economics, or another highly quantitative field.
- At least 5 years of professional experience in model validation, risk management, or quantitative analytics.
- Excellent understanding of model development and validation techniques, including conceptual soundness, performance testing, benchmarking, and back\-testing.
- Familiarity with regulatory guidelines such as SR 11\-7 and OCC 2011\-12\.
- Proficiency in Python, R, SQL; experience with big data tools (Hadoop, Spark) is a plus.
- Excellent communication skills for preparing validation reports and presenting findings to stakeholders.
- Ability to work in a fast\-paced, collaborative environment and manage multiple assignments effectively.
- Strong project management skills with the ability to manage multiple assignments effectively
- Experienced in developing MRM processes consumer credit models for the Financial Services industry
- *What we'd prefer to see:**
- Master’s degree or higher in a quantitative discipline.
- Experience with credit risk, stress testing, or capital adequacy models.
- Knowledge of model governance frameworks and risk policies.
- Exposure to global financial institutions and regulatory environments.
- Familiarity with credit bureau data and business practices
- Good understanding of machine learning techniques and algorithms, such as Classification, Regression, Clustering, Feature Engineering, Decision Trees, Gradient Boosting, etc.
- Advanced skills using Excel formulas, macros, and pivot tables to provide detailed analytical reports.
- Operates independently in a complex and dynamic, matrixed environment
- Experience with modern "big data" frameworks (Hadoop, Spark, cloud)
This position is responsible for supporting the development of credit risk management and business intelligence analytic solutions through consulting engagements and research serving TransUnion’s clients.
- Independently validate and review models across their lifecycle to ensure conceptual soundness, data integrity, and regulatory compliance.
- Perform quantitative testing, benchmarking, and back\-testing to assess model performance and stability using languages such as R, Python, SQL, Hive, and Spark on server and cloud based computing platforms.
- Identify model limitations, assumptions, and potential risks, and recommend mitigation strategies.
- Prepare comprehensive validation reports and effectively communicate findings to model owners, senior management, and regulatory stakeholders.
- Contribute to strengthening the organization’s model risk governance framework by ensuring adherence to internal policies and industry standards.
- Support continuous improvement initiatives by providing insights on emerging risks, regulatory changes, and best practices in model risk management.
- You will foster a high performance culture and cultivate an environment that promotes excellence and reflects the TransUnion brand.
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability status, veteran status, marital status, citizenship status, sexual orientation, gender identity or any other characteristic protected by law.
This is a hybrid position and involves regular performance of job responsibilities virtually as well as in\-person at an assigned TU office location for a minimum of two days a week.
TransUnion Job Title
Consultant, Data Science and Analytics