Payment Lifecycle Specialist

• *JOB DESCRIPTION**

Are you ready to be at the forefront of digital payment innovation? Join our Payments Operations team and make a meaningful impact by ensuring seamless financial transactions. This is your opportunity to grow your career in a fast\-paced environment, where your contributions will be valued and your skills will be honed.

As a Payment Lifecycle Specialist within Payments Operations, you will ensure the accurate, timely, and secure movement of funds across a wide range of payment products and counterparties. You will execute high\-volume payment processing, including validating global currency transfers and handling cash, trade, merchant, commercial card, and customer account transactions in line with established procedures. You will perform sanctions and fraud reviews, apply funds control, and conduct basic research and client investigations to uphold compliance and risk standards. You will identify, resolve, or escalate operational and procedural issues that arise during payment processing to protect both clients and the institution. You will collaborate with cross\-functional and cross\-location teams, as well as clients, to maintain strong relationships and achieve shared objectives. You will detect and escalate potential fraudulent activity to mitigate financial and reputational risk. You will contribute to process optimization initiatives that target inefficiencies, improve quality, and enhance the customer experience. You will coach, train, and mentor team members to support high standards of productivity, quality, and service. You will interface with other operations groups to research and resolve inquiries, including complex or escalated matters. You will also learn and apply innovation, market product knowledge, and artificial intelligence tools to identify opportunities to improve and optimize payment lifecycle processes.

• *Job responsibilities*** Execute high\-volume payment processing tasks, including validating global currency fund transfers to ensure accurate and timely transactions, following established procedures.
• Process payments for cash, trade, merchant, or commercial card transactions as well as customer accounts and verification, performing basic research, reviewing sanctions, fraud, fund controls, and client investigation.
• Identify, resolve, or escalate either procedural issues or operational errors that may arise during payments processing including upholding compliance and risk standards.
• Collaborate with cross\-functional and cross\-locational teams and clients, maintaining productive relationships to drive mutually beneficial outcomes in line with team objectives.
• Detect and escalate potential fraudulent threats and help prevent financial and reputational damage to the institution.
• Contribute to process optimization initiatives including projects to identify inefficiencies, improve quality, and enhance the customer experience.
• Coach, train, or mentor team members to deliver to our high service standards for productivity, quality, and customer experience.
• Interface with other operations departments to research and resolve inquiries, including escalated matters.
• Learn and apply skills in innovation, market product knowledge, and artificial intelligence to identify opportunities to improve or optimize payment lifecycle processes.

• *ABOUT US**

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

• *ABOUT THE TEAM**

J.P. Morgan’s Commercial \& Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial \& Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.