Risk Analyst, Credit Risk Management - AVP

• *Job Description:**
• -------------------

• *In Scope of Position based Promotions (INTERNAL only)**

• *Job Title: Risk Analyst, Credit Risk Management**

• *Corporate Title: Assistant Vice President**

• *Location: Mumbai, India**

• *Role Description**

• Associate / AVP within the Credit Risk Management with responsibilities of managing a portfolio comprising of Corporates, Banks, NBFIs, Insurance Companies, Mutual Funds etc.
• In addition to managing an assigned portfolio of clients, the candidate is also expected to support the bank on regulatory and related portfolio reporting activities and other tasks connected with the overall credit risk management.

• *What we’ll offer you**

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,

• Best in class leave policy.
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

• *Your key responsibilities**

• Approval of Counterparty Credit Exposure limits for Transaction Banking products and FX Hedging / Derivative products. Specific transaction level approvals for structured products.
• Writing Credit Reports, assigning internal Credit Rating for clients, based on industry, business and financial analysis, including projections
• Monitoring performance of companies \& sectors on real\-time basis, making suitable changes in ratings / limits to reflect any changes in risk level
• Ensuring effective utilization of Bank’s capital at Client level. For non\-remunerative relationships, work with Relationship team to derive strategy that could include exit or pricing revision
• Providing regular MIS to senior management on portfolio composition and status of accounts
• Provide all support required for meeting regulatory tasks which reside within the Credit Risk Management team both globally and locally
• Support portfolio management related activities including system related tasks as per the global credit policies of the bank.

• *Your skills and experience**

• Post graduate level qualifications and business/finance major (e.g.CA / CWA / MBA / FRM).
• Experience of 3\-6 years in credit risk management in wholesale banking from reputed financial house, including analysis, approval / recommendation of transactions and portfolio responsibilities
• Basic understanding of key products – financings, trade finance and global markets (fx/rates/commodities)
• Strong technical \& analytic skills, risk judgment.
• Strong written and verbal communication skills
• Proven ability to make time sensitive credit decisions

• *How we’ll support you**

• Training and development to help you excel in your career.
• Coaching and support from experts in your team.
• A culture of continuous learning to aid progression.
• A range of flexible benefits that you can tailor to suit your needs.

• *About us and our teams**

Please visit our company website for further information

• *https://www.db.com/company/company.html**

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.