Senior Credit Analyst

• **Job Title:** Senior Credit Analyst
• **Location:** Hyderabad, India
• **Work Mode:** Hybrid (3 days in office, 2 days remote)
• **Experience Level:** 5 to 8 Years
• **Position Type:** Full\-Time
• About the Role

We are seeking a highly motivated **Senior Credit Analyst** to join our Credit Analysis Team at Solenis. In this role, you will evaluate customer creditworthiness, recommend credit limits, and support business growth while safeguarding Solenis’ financial position.

You will play a key role in balancing risk management with commercial enablement, leveraging financial analysis, industry insights, and data\-driven decision\-making.

### **Key Responsibilities**

• **Credit Evaluation:** Evaluate and approve customer credit limits in alignment with company policies and global risk frameworks.
• **Financial Analysis:** Analyze financial statements, credit reports, and market data to thoroughly assess risk.
• **Qualitative Assessment:** Perform qualitative analysis including monitoring industry trends, customer business models, and management quality.
• **Risk Mitigation:** Develop clear, actionable credit recommendations, including credit limits and risk\-mitigation strategies.
• **Portfolio Monitoring:** Monitor customer accounts and proactively identify early warning signs of credit risk.
• **Collaboration:** Partner closely with Collections and Sales teams to resolve credit issues and support commercial growth.
• **Process Optimization:** Contribute to credit process enhancements, automation initiatives, and digital transformation efforts.
• **Reporting:** Support portfolio reviews, risk reporting, and global finance initiatives.

### **Qualifications**

• **Experience:** 5 to 8 years of experience in credit risk, financial analysis, or related corporate finance roles.
• **Technical Skills:** Hands\-on experience with **SAP\-FSCM** and **Dun \& Bradstreet (D\&B)** is highly preferred.
• **Analytical Capability:** Strong analytical skills with expertise in financial statement interpretation and advanced Excel capabilities.
• **Soft Skills:** Excellent communication and stakeholder management abilities with a proven track record of working in a fast\-paced, global environment.

### **What We Offer**

We believe in taking care of our people. Here is a look at the benefits and perks you will enjoy when you join us:

• **Professional Development:** Free access to a vast array of internal and external training courses, alongside self\-paced language training.
• **Work\-Life Balance:** Hybrid working model (3 days in office) and No\-Meeting Fridays to help you focus or wind down.
• **Health \& Wellness:** Comprehensive competitive health and wellness benefit plans, plus an on\-site creche facility.
• **Financial \& Perks:** Internet allowance, relocation assistance, and an annual birthday or wedding anniversary gift of INR 1,500\.
• **Commute \& Campus:** Free on\-site parking, electric car charging stations, and close proximity to public transport (only a 10\-minute walk). Cab transport is provided if working a midnight to 7:00 AM shift.
• **Culture \& Community:** One paid charity day per year to give back to the community, active Employee Business Resource Groups (EBRGs), and vibrant hangout spaces equipped with games like carrom and chess.