SME - Lending & Core Banking for Banking Projects

Overview

SME \-Lending \& Core Banking for Banking Projects

Domain SME for lending and core banking engagements, complementing the existing SME (Lending, Finacle) with leasing / asset finance depth and Oracle Flexcube / Temenos T24 platform experience

Responsibilities

• *Mandatory: strong domain capability**

• Explain the end\-to\-end lending and leasing / asset finance lifecycle, product variants and their business rules
• Work through rental, APR, interest, balloon, residual value and early\-settlement calculations and validate system results
• Explain accounting entries, GL impact and EOD / BOD processing for lending and core banking transactions
• Demonstrate hands\-on delivery on Oracle Flexcube or Temenos T24 lending / core modules
• Independently review BRD / FSD, identify gaps and challenge requirements with business stakeholders
• **Key functional areas**
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+ Retail and corporate lending lifecycle – origination (LOS), underwriting, sanction, disbursement, repayment, collections (LMS)

+ Leasing / asset finance – equipment leasing, hire purchase, vehicle finance, rental and APR calculations, balloon payments, residual values, early settlement, end\-of\-term, repossession

+ Core banking – customer / CIF, CASA, deposits, GL, interest and charges, EOD / BOD, interfaces**Responsibilities**

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+ Understand project scope and functional requirements across assigned clients; read and review BRD / FSD / user stories

+ Prepare and review test scenarios and test cases for domain coverage and correctness

+ Review test execution against plan; guide testers on complex domain scenarios and defect triage

+ Support status reporting and participate in customer governance calls and stakeholder discussions

+ Act as domain point of contact for project managers and test leads across multiple projects

+ Build reusable domain assets – scenario libraries, checklists, regulatory change notes

+ Support presales / proposals and new\-project mobilisation with domain inputs

+ Mentor and upskill bench and project resources in the domain

Essential skills

• Strong functional domain knowledge with hands\-on testing / BA background in banking projects
• Test design and review, UAT support, defect management
• Requirement analysis – BRD / FSD review, gap analysis, traceability
• Stakeholder management and client\-facing communication
• Tools: JIRA, Confluence, test management tools (ALM / Zephyr / Xray); SQL for data validation
• Agile and Waterfall delivery

Desired skills

Excellent communication and interpersonal skills.

Ability to work under pressure and manage multiple priorities.

Detail\-oriented with a commitment to delivering high\-quality solutions. **Mandatory:** **Strong domain capability – End\-to\-end lending and leasing / asset finance lifecycle, calculations (rental, APR, residual, early settlement), accounting and EOD impacts; hands\-on Flexcube / T24**

Experience

7–10 years overall as a Business Analyst / domain specialist; minimum 5 years in lending / asset finance and core banking

Platform certifications (Oracle Flexcube / Temenos) – preferred