VP2 - Credit risk

• *Job Description: VP – Data \& Analytics \| Credit Risk SME and Account Leadership**

A strategic leader with proven success in **data\-driven decision\-making** , **enterprise analytics** , and **P\&L ownership** across multiple high\-value **banking and financial services accounts** . Combines deep domain expertise, especially in **credit risk (with focus on unsecured products)** , strong delivery oversight, and the ability to deliver measurable client value. Skilled in leading global teams, managing offshore operations, and driving innovation through analytics.

• *Key Leadership Responsibilities \& Achievements**

• *Strategic Analytics \& Decision Support**

• Developed and executed enterprise\-wide analytics strategies aligned with business goals across global banking clients.
• Translated complex financial and operational challenges into actionable, data\-driven insights to support digital and risk transformation.
• Led strategic programs in credit risk mitigation using advanced analytics.

• *Account \& Delivery Ownership**

• Held full **P\&L ownership** for multiple banking accounts; consistently delivered **3x\+ ROI** to clients.
• Oversaw **offshore delivery** and ensured execution quality in risk and/or fraud and compliance areas.
• Established governance frameworks and operational controls to manage large\-scale delivery in matrixed environments.

• *Leadership \& Team Development**

• Built and led high\-performing analytics and delivery teams across geographies.
• Maintained **above\-average ESAT** and reduced **HiPo attrition to below 20%** through mentorship, development, and engagement initiatives.

• *Stakeholder Engagement \& Influence**

• Served as a trusted advisor to **CXO\-level stakeholders** , ensuring alignment between analytics initiatives and business objectives.
• Facilitated cross\-functional collaboration and led executive\-level analytics governance forums.

• *Business \& Domain Expertise**

• Deep knowledge in **banking, payments, credit risk analytics** with a strong focus on unsecured products across credit risk lifecycle (underwriting, line management, collections).
• Drove insight\-led client engagements and enabled outcome\-based delivery models.

• *Communication \& Storytelling**

• Simplified complex data into executive\-ready dashboards and stories that enabled strategic decisions.
• Led the creation of impactful visualizations and presentations for business growth and risk management.

• *Go\-to\-Market \& Thought Leadership**

• Created go\-to\-market analytics offerings tailored to banking clients.

Partnered with technology vendors and developed proposals, accelerators, and value\-based solutions.

• *Core Competencies**

• Strategic Thinking \| Commercial Acumen \| Data \& Risk Analytics
• Banking \& Credit risk Expertise \| Team Leadership \| Client Relationship Management
• Agile Program Management \| Change Management \| Compliance \& Governance

• *Responsibilities: VP – Data \& Analytics \| Credit Risk SME and Account Leadership**

A strategic leader with proven success in **data\-driven decision\-making** , **enterprise analytics** , and **P\&L ownership** across multiple high\-value **banking and financial services accounts** . Combines deep domain expertise, especially in **credit risk (with focus on unsecured products)** , strong delivery oversight, and the ability to deliver measurable client value. Skilled in leading global teams, managing offshore operations, and driving innovation through analytics.

• *Key Leadership Responsibilities \& Achievements**

• *Strategic Analytics \& Decision Support**

• Developed and executed enterprise\-wide analytics strategies aligned with business goals across global banking clients.
• Translated complex financial and operational challenges into actionable, data\-driven insights to support digital and risk transformation.
• Led strategic programs in credit risk mitigation using advanced analytics.

• *Account \& Delivery Ownership**

• Held full **P\&L ownership** for multiple banking accounts; consistently delivered **3x\+ ROI** to clients.
• Oversaw **offshore delivery** and ensured execution quality in risk and/or fraud and compliance areas.
• Established governance frameworks and operational controls to manage large\-scale delivery in matrixed environments.

• *Leadership \& Team Development**

• Built and led high\-performing analytics and delivery teams across geographies.
• Maintained **above\-average ESAT** and reduced **HiPo attrition to below 20%** through mentorship, development, and engagement initiatives.

• *Stakeholder Engagement \& Influence**

• Served as a trusted advisor to **CXO\-level stakeholders** , ensuring alignment between analytics initiatives and business objectives.
• Facilitated cross\-functional collaboration and led executive\-level analytics governance forums.

• *Business \& Domain Expertise**

• Deep knowledge in **banking, payments, credit risk analytics** with a strong focus on unsecured products across credit risk lifecycle (underwriting, line management, collections).
• Drove insight\-led client engagements and enabled outcome\-based delivery models.

• *Communication \& Storytelling**

• Simplified complex data into executive\-ready dashboards and stories that enabled strategic decisions.
• Led the creation of impactful visualizations and presentations for business growth and risk management.

• *Go\-to\-Market \& Thought Leadership**

• Created go\-to\-market analytics offerings tailored to banking clients.

Partnered with technology vendors and developed proposals, accelerators, and value\-based solutions.

• *Core Competencies**

• Strategic Thinking \| Commercial Acumen \| Data \& Risk Analytics
• Banking \& Credit risk Expertise \| Team Leadership \| Client Relationship Management
• Agile Program Management \| Change Management \| Compliance \& Governance

• *Qualifications: Core Competencies**

• Strategic Thinking \| Commercial Acumen \| Data \& Risk Analytics
• Banking \& Credit risk Expertise \| Team Leadership \| Client Relationship Management
• Agile Program Management \| Change Management \| Compliance \& Governance
• 15\+ years, with proven track record as Account leader and deep expertise in credit risk analytics