Assitant Manager
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Job Description
Assist the Branch Manager in achieving gold loan business targets, customer acquisition, portfolio growth, and overall branch profitability.
Ensure proper gold appraisal, purity verification, weighing, valuation, and loan disbursement in accordance with Company policies and prescribed LTV norms.
Supervise day\-to\-day branch operations, including cash management, bank transactions, documentation, record maintenance, and administrative activities.
Ensure strict adherence to RBI guidelines, KYC/AML requirements, Company policies, operational circulars, and delegated authority limits.
Monitor overdue gold loan accounts, interest collections, renewals, and customer follow\-ups to improve collection efficiency and minimize portfolio delinquency.
Assist in supervising branch employees, allocating responsibilities, monitoring performance, and ensuring discipline and operational efficiency.
Ensure proper custody, security, and maintenance of pledged gold ornaments, loan documents, cash, and other branch assets.
Support internal and statutory audits, rectify audit observations, handle customer grievances, and assume Branch Manager responsibilities in his/her absence, subject to authorization.
Pay: ₹18,000\.00 \- ₹25,000\.00 per month
Benefits
- Health insurance
- Leave encashment
- Life insurance
- Paid sick time
- Provident Fund
Work Location: In person
Job Overview
- Job type
- Full-time
- Work mode
- On-site
- Location
- Chennai
- Posted
- 22h ago
- Source
- Indeed