Payment Operations & Integrity Analyst

• *Payment Operations \& Integrity Analyst (24/7\)**

• *Industry**: Fintech

• *Location** : Sector\-3 Noida (Nr. Sec\-16 Metro Station)

• *Experience** : 2\+ years in

• *CTC** : (25\-35% hike on your last CTC)

• *Work Mode** : On\-site, 5 days (Roaster Off)

• *Job Profile Summary**

This role focuses on the continuous integrity of the movement of funds. The Analyst is responsible for real\-time reconciliation and detecting systemic failures through the lens of server availability and transactional patterns. They act as the central nervous system connecting Technical Engineering, Finance, and Transaction Monitoring teams.

• *Key Responsibilities :**

• *1\. Infrastructure\-Led Security Monitoring**

• Availability\-Based Security: Monitoring server uptime and downtime as a primary indicator of system health or breach. Investigating any unplanned downtime as a potential precursor to unauthorized access or system tampering.
• Incident Triage: In the event of server downtime, immediately coordinating with Engineering to determine if the cause is a technical glitch or a "masking" tactic for a financial breach.

• *2\. Financial Integrity \& End\-to\-End Reconciliation**

• Continuous Reconciliation: Performing real\-time random synchronized reconciliation (Reco) between the internal ledger, escrow balances, and gateway reports.
• KYC/Account Validation: Monitoring for payouts to unrecognized multiple or "un\-whitelisted" bank accounts that bypass standard verification protocols.
• Velocity Checks: Flagging suspicious bulk changes to payout destinations (IBAN/Wallet) within a short timeframe.
• PG Health Analytics: Monitoring real\-time success and failure rates for the Payment Gateway (receivables) categorized by specific payment instrument and issuing bank.
• Payout Success Tracking: Analyzing disbursement success and failure rates per destination bank and IFSC to identify systemic banking delays or technical outages.

• *3\. Cross\-Departmental Bridge**

• Incident Coordination: Acting as the primary liaison between Technical Engineering (for server issues), Finance (for fund movement), and the Transaction Monitoring team (for fraud patterns).
• Reporting: Providing data to all three departments to reach a single source of truth during financial discrepancies or system outages.

• *Candidate Requirements**

• Experience in Payment Ops, Reconciliation, or Back\-office Banking operations.
• High proficiency in Excel/Data analytics or internal dashboard monitoring to perform manual and automated reconciliations.
• Ability to identify "Logical Breaches" (e.g., if System A says Rs.100 was sent, but System B shows Rs.1000, find the leak).
• Strong verbal and written skills to manage the "Bridge" between technical and non\-technical departments.

Pay: ₹35,000\.00 \- ₹65,000\.00 per month

Education

• Bachelor's (Preferred)

Experience

• Transactions Monitoring: 1 year (Preferred)
• System Monitoring: 1 year (Preferred)
• Bank reconciliation: 1 year (Preferred)
• Payment Operations: 1 year (Preferred)

Shift availability

• Day Shift (Preferred)
• Night Shift (Preferred)
• Overnight Shift (Preferred)

Work Location: In person