Product Manager_Tractors and Farm Equipments (TFE)_0408_1288_1100856

• *Role Purpose**

The Product Manager – Cross\-Sell \& Business Planning will be responsible for driving multi\-product penetration across the Commercial Banking portfolio through strategic planning, budgeting, performance tracking, data\-driven insights, and stakeholder management. The role requires close coordination with state sales teams, product teams, finance, operations, and analytics functions to ensure achievement of cross\-sell objectives, timely reconciliations, and resolution of business queries.

Key Responsibilities \-

• **Business Planning \& Budgeting*** ***à***

• Support annual and periodic business planning exercises for cross\-sell products.
• Prepare budgets, forecasts, targets, and productivity models across products and geographies.
• Track performance against approved business plans and budgets.

Analyze trends \& recommend growth opportunities

• **Cross\-Sell Program Management*** ***à***

• Drive multi\-product cross\-sell initiatives across segments.
• Monitor product penetration and cross\-sell ratios across regions and states.
• Design and track cross\-sell campaigns, contests, and performance.

Identify gaps in product adoption and create action plans to improve penetration.

• **Performance MIS \& Analytics*** ***à***

• Prepare periodic MIS, dashboards, and management reviews.
• Generate actionable insights for leadership and field teams

Ensure accuracy and integrity of business data and reporting metrics

• **Reconciliation \& Controls*** ***à***

• Manage product\-wise, incentive\-related \& all kinds reconciliations.
• Coordinate with Operations, Sales teams \& other cross\-functional teams to resolve discrepancies.

Ensure timely closure of reconciliation items and adherence to internal controls.

• **Query Resolution \& Business Support*** ***à***

• Provide prompt resolution of business and operational queries from field teams.

Support product\-related clarifications, organizing product trainings and refresher.

• *Qualification \& Experience**

• MBA/PGDM preferred.
• 3–6 years of experience in Banking, Product Management, Business Planning \& Strategy.
• Experience in managing cross\-sell programs, business MIS, budgeting, and stakeholder management will be an advantage.

Strong proficiency in Excel, PowerPoint, and data analysis tools