Incumbent will be part MSME – Product Team for EPM. Core responsibilities would include Identify \& execute prospective and potential partnership ideas for equipment, plant and machinery loans including solar (EPM). Set up the framework of EPM Product architecture.Key responsibilities also include creating and refining EPM loan products, understanding market dynamics and customer needs, analyzing product performance using data, collaborating with risk and compliance teams, and leading product teams to ensure profitability and regulatory adherence.**Principal Accountabilities:****1\.** 1\. **Onboarding New and Monitoring Existing Partners – EPM**
a. Build lending products (machinery loan product) through partnerships with various channel partners
b. Understanding the product being offered and the segment being catered to by the partner
c. Understanding the journey, identifying the set of information available with the channel partner
d. Lead the creation of program construct with the partner
e. Ensure the program construct is well understood and signed off by internal teams (Risk / OPS / Collections / Accounts / Business / Tech)
f. MOU signing with OEM’s dealers **1\.** 2\. **Market \& Product Strategy:**
a. Develop and implement product strategies that are aligned with Company’s overall objectives and meet evolving needs of market.
b. Develop strategic plans for product expansion, conduct market analysis, and monitor competitors to ensure product competitiveness.
a. Work closely with product, technology, sales, credit, R\&D, and compliance teams to ensure effective product development and delivery.
a. Monitor product performance using key metrics like sales data and customer feedback, and implement improvements.
a. Use business analytics to identify trends, optimize products, and shape product strategies.
b. Market research on different industries and developing new products
c. Assessment of market size\-industry wise
a. Collaborate with risk and compliance teams to ensure products meet regulatory standards and manage associated risks effectively.
a. Create a Standard product documents– to detail out the offerings to our Partners
b. Create P\&L analysis for the propositions
c. Work to automate reports for internal stakeholders
d. Review competition / market to deliver enhancements to existing offerings *a)* *Qualifications*
§ Minimum Qualification required: Engineering from Tier 1 /2 colleges
§Qualifications preferred: MBA
b) *Work Experience*
§ Minimum 5 years of experiencein product management, particularly within the financial services or equipment financing sectors, is necessary.
§ Strong domain knowledge of equipment and machinery financing, industrial equipment, and the specific market dynamics for these products is crucial.
§ Strong analytical skills to interpret market data and solve complex problems related to product strategy. Excellent client\-facing and internal communication skills
§ Solid organizational skills including attention to detail and multitasking skills
Superior Stakeholder management skills\- Work closely and align with each of teams
Updated Date
12\-06\-2026
Job ID
Job\_388
Department
MSME EPM
Location
ITO, New Delhi, Delhi, India
Employee Type
Full Time