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Senior Officer, Branch Relationship Manager, Current Account, Consumer Banking Group
DBS BankKA, IN22h ago
Full-timevia indeed
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Required Skills
android
Job Description
- *Role Summary**
The Branch Relationship Manager (Current Account) is responsible for acquiring and managing Emerging Affluent and Affluent customers, driving Current Account growth, deepening customer relationships, and maximizing product penetration through cross\-sell and up\-sell of DBS products and services. The role offers significant opportunities for career growth and business impact.
- *Key Requirements:**
- Own and drive New\-to\-Bank (NTB) Current Account acquisition by consistently sourcing and onboarding high\-quality clients within the branch catchment area, with a strong focus on affluent customer segments.
- Promote and drive adoption of Corporate Internet Banking, Mobile Banking approvals, Cash Management Services, Bulk Payment Solutions, POS/Android POS, QR \& Soundbox solutions, Sweep\-in/Sweep\-out and Fixed Float Deposit structures.
- Increase product penetration through Debit Cards, Collection Solutions, Transaction Banking products, and Wealth \& Premium Savings propositions for promoters and family banking relationships.
- Build and execute a strong acquisition pipeline through self\-sourcing, referrals, branch walk\-ins, local area prospecting, corporate engagement activities, and community networking.
- Deepen relationships with existing customers to improve wallet share, customer retention, and balance growth.
- Drive activation and utilization of digital channels including Internet Banking, Mobile Banking, Online Mutual Funds, Debit Cards, and other e\-channel solutions.
- Enhance Savings Book growth and acquire new\-to\-product customers to improve portfolio profitability and coverage.
- Ensure compliance with internal policies, regulatory requirements, risk management guidelines, and customer due diligence processes during onboarding.
- Deliver exceptional customer service while maintaining DBS service standards and ensuring efficient operational workflows, including doorstep banking services.
- *Candidate Profile**
- Minimum 2 years of experience in a reputed bank with strong knowledge of banking products and services.
- Good understanding of Current Accounts, Transaction Banking, Cash Management, Liability Products, and Cross\-Sell Opportunities.
- Strong local market knowledge and awareness of competition trends.
- Excellent relationship management, communication, sales, and networking skills.
- Ability to identify business opportunities and build long\-term customer relationships.
- AMFI, IRDAI, FEDAI certifications and BCSBI certification will be an added advantage.
- *Preferred Skills \& Competencies**
- Customer Acquisition
- Relationship Management
- Sales \& Business Development
- Current Account \& Liability Products
- Digital Banking Solutions
- Compliance \& Risk Management
- *Location:**
Hassan
- *Job:**
Product Sales
- *Schedule:**
Regular
- *Employee Status:**
Full time
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Job Overview
- Job type
- Full-time
- Work mode
- On-site
- Location
- Bengaluru
- Posted
- 22h ago
- Source
- Indeed